GoTo Financial’s roots lie in the creation of GoPay - an accessible payment solution created in 2016 that was designed to allow Gojek consumers and driver-partners to perform cashless transactions seamlessly on Jakarta’s busy streets. Today, GoTo Financial offers a range of services across digital payments, financial services and merchant solutions that are widely used by consumers, merchants and driver-partners. We have developed these services to help customers manage all money-related matters, so that they can easily spend, track expenses, access credit, purchase insurance, save, invest, grow their businesses and more. GoTo Financial’s consumer services include GoPay as well as GoPayLater and other financial services. The company also serves businesses of all sizes through leading payment gateway Midtrans, the nation’s largest cloud POS network Moka and GoBiz PLUS as well as GoBiz, and Selly.